Credit Card Review

We may earn a commission if approved. Always read terms before applying. 21+ years old only.

Blue Cash Everyday

The Rich Grad Student

Blue Cash Everyday

Blue Cash Everyday

Apply Now

Secure Application

We may earn a commission if approved
Updated July 23, 2026
Signup Bonus
$200+
good
Best Earn Rate
Cash Back
3%
Net Annual Fee
Free!
$0
RGS Wallet
We use this card for
Misc Benefits

Quick Info

Spend Requirement: $2000 in 6 months

Purchase APR Offer: 0% for 15 months (See Terms)

Why we opened it!

The Blue Cash Everyday is a premier choice for individuals who want to earn significant cash back without the burden of an annual fee. We added this card to our portfolio specifically for the 3% online retail** category and the Disney Bundle statement credits. It functions as a versatile tool for maximizing rewards on the most common domestic spending categories.

You will also start building a relationship with Amex, which can make it easier to get approved later for their hotel cards, such as Hilton and Marriott.

RGS Value Table

Signup Bonus

Key Metric
good
Value
$200+

Annual Fee

Value
$0

Annual Credits

Value
$0

Net Annual Fee

Key Metric
great
Value
$0

Travel

Key Metric
poor
Cash Back
1%

Grocery

great
Cash Back
3% (up to)

Gas

great
Cash Back
3% (up to)

Dining

Key Metric
poor
Cash Back
1%

Pharmacy

poor
Cash Back
1%

Other Purchases

poor
Cash Back
1%

Lounge Benefits

poor
Value
None

Partner Benefits

good
Value
$84 Disney Credit (Disney+, Hulu, ESPN)

Misc Benefits

rgs wallet
Value
up to 3% on online retail

Table Key:

Points Value: Average value of points. This applies when points are transferred to a partner hotel or airline for travel
Max Points Value: Our best redemption of points!
RGS Wallet: To indicate why we keep this card in our wallet and what we use it for. It is the highest cash back you can earn across all cards for that specific category.

*Point valuations shown are example redemptions; actual values vary by route, dates, and availability. Results not typical or guaranteed.

Additional Information

**On up to $6,000 per year in purchases (then 1%).

Personal advice only. We are not a bank, lender, or financial advisor. Offers change, and banks do not endorse this content. Always read your cardmember agreement and fee schedule before applying or using any card. Use these recommendations at your own risk. You must be 21 years or older, and this website is not intended for undergraduate students. When you choose to apply (and are approved) for a credit card through our site, we may receive compensation from our partners, which may influence how or where these products appear. We only recommend products we genuinely believe benefit graduate students and decline offers that do not align with that goal.